Lending-deposit interest rate spread - Country rankings

* indicates monthly or quarterly data series

Bank lending-deposit interest rate spread , 2020:

The average for 2020 based on 21 countries was 10.11 interest rate points. The highest value was in Madagascar: 35.68 interest rate points and the lowest value was in Zambia: 0.76 interest rate points. The indicator is available from 1980 to 2020. Below is a chart for all countries where data are available.

Measure: interest rate points; Source: The International Monetary Fund
Select indicator
* indicates monthly or quarterly data series


Countries Lending-deposit interest rate spread, 2020 Global rank Available data
Madagascar 35.68 1 1989 - 2020
Gambia 21.16 2 1985 - 2020
DR Congo 19.76 3 2007 - 2020
S.T.&Principe 15.85 4 2001 - 2020
Angola 13.45 5 1995 - 2020
Sierra Leone 12.3 6 1980 - 2020
Mozambique 10.28 7 1997 - 2020
Tanzania 10 8 1992 - 2020
Nigeria 9 9 1980 - 2020
Rwanda 8.7 10 1996 - 2020
Seychelles 8.13 11 1989 - 2020
Cape Verde 7.31 12 2006 - 2020
Lesotho 7.06 13 1980 - 2020
Comoros 6.34 14 1999 - 2020
Mauritius 5.5 15 1980 - 2020
Swaziland 5.49 16 1980 - 2020
Kenya 5.03 17 1980 - 2020
Botswana 4.19 18 1980 - 2020
Namibia 3.56 19 1991 - 2020
South Africa 2.83 20 2008 - 2020
Zambia 0.76 21 1980 - 2020


New - World map: Lending-deposit interest rate spread




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

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All articles

1. Madagascar
2. Gambia
3. DR Congo
4. S.T.&Principe
5. Angola
6. Sierra Leone
7. Mozambique
8. Tanzania
9. Nigeria
10. Rwanda
11. Seychelles
12. Cape Verde
13. Lesotho
14. Comoros
15. Mauritius
16. Swaziland
17. Kenya
18. Botswana
19. Namibia
20. South Africa
21. Zambia
35.68
21.16
19.76
15.85
13.45
12.30
10.28
10.00
9.00
8.70
8.13
7.31
7.06
6.34
5.50
5.49
5.03
4.19
3.56
2.83
0.76
0
8.9
17.8
26.8
35.68


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