Lending-deposit interest rate spread - Country rankings
* indicates monthly or quarterly data series
Bank lending-deposit interest rate spread , 2020:
The average for 2020 based on 26 countries was 4.77 interest rate points. The highest value was in Kyrgyzstan: 15.67 interest rate points and the lowest value was in Oman: 1.43 interest rate points. The indicator is available from 1980 to 2020. Below is a chart for all countries where data are available.Measure: interest rate points; Source: The International Monetary Fund
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* indicates monthly or quarterly data series
| Countries | Lending-deposit interest rate spread, 2020 | Global rank | Available data |
|---|---|---|---|
| Kyrgyzstan | 15.67 | 1 | 1996 - 2020 |
| Bhutan | 11 | 2 | 1982 - 2020 |
| Burma | 9 | 3 | 1994 - 2020 |
| Azerbaijan | 8.49 | 4 | 1998 - 2020 |
| Maldives | 7.88 | 5 | 1995 - 2020 |
| Mongolia | 6.67 | 6 | 1998 - 2020 |
| Uzbekistan | 6.03 | 7 | 2013 - 2020 |
| Brunei | 5.27 | 8 | 2003 - 2020 |
| Singapore | 5.07 | 9 | 1980 - 2020 |
| Macao | 5.05 | 10 | 1986 - 2020 |
| Hong Kong | 4.94 | 11 | 1994 - 2020 |
| Indonesia | 4.04 | 12 | 1990 - 2020 |
| Vietnam | 3.53 | 13 | 1993 - 2020 |
| Armenia | 3.5 | 14 | 1995 - 2020 |
| Jordan | 3.41 | 15 | 1997 - 2020 |
| Pakistan | 3.28 | 16 | 2004 - 2020 |
| China | 2.85 | 17 | 1982 - 2020 |
| Israel | 2.81 | 18 | 2013 - 2020 |
| Thailand | 2.67 | 19 | 1980 - 2020 |
| Kuwait | 2.52 | 20 | 1980 - 2020 |
| Bangladesh | 2.23 | 21 | 1980 - 2020 |
| Malaysia | 1.99 | 22 | 1980 - 2020 |
| South Korea | 1.64 | 23 | 1996 - 2020 |
| Georgia | 1.58 | 24 | 2003 - 2020 |
| Qatar | 1.57 | 25 | 1980 - 2020 |
| Oman | 1.43 | 26 | 1984 - 2020 |
Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.
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15.67
11.00
9.00
8.49
7.88
6.67
6.03
5.27
5.07
5.05
4.94
4.04
3.53
3.50
3.41
3.28
2.85
2.81
2.67
2.52
2.23
1.99
1.64
1.58
1.57
1.43
0
3.9
7.8
11.8
15.67
Lending-deposit interest rate spread around the world Lending-deposit interest rate spread in Europe Lending-deposit interest rate spread in Africa Lending-deposit interest rate spread in North America Lending-deposit interest rate spread in South America Lending-deposit interest rate spread in Australia/Oceania Lending-deposit interest rate spread in the European union Lending-deposit interest rate spread in Sub Sahara Africa Lending-deposit interest rate spread in MENA Lending-deposit interest rate spread in South East Asia Lending-deposit interest rate spread in Latin America