Ukraine: Non-performing loans

* indicates monthly or quarterly data series
 Ukraine

Non-performing loans as percent of all bank loans

 Latest value 13.92
 Year 2025
 Measure percent
 Data availability 2005 - 2025
 Average 33.45
 Min - Max 3.88 - 59.76
 Source The World Bank
 Available for Data download
The latest value from 2025 is 13.92 percent, a decline from 30.29 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for Ukraine from 2005 to 2025 is 33.45 percent. The minimum value, 3.88 percent, was reached in 2008 while the maximum of 59.76 percent was recorded in 2006. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values Ukraine: Non-performing loans
 2025 13.92
 2024 30.29
 2023 37.35
 2022 38.12
 2021 31.72
 2020 43.47
 2019 50.53
 2018 54.41




The percent non-performing loans in Ukraine reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in Ukraine and, possibly, bank closures.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 8.21 2020 interest rate points
 Bank cost to income ratio 56.03 2021 percent
 Non-performing loans 13.92 2025 percent
 Bank overhead cost 2.44 2021 percent
 Net interest margin 3.51 2021 percent
 Bank credit to deposits 64.54 2021 percent
 Regulatory capital to risk-weighted assets 21.98 2020 percent
 Return on assets 1.54 2021 percent
 Return on equity 12.25 2021 percent
 Banking system z-scores 5.18 2021 index points
 Liquid assets to deposits 41.25 2021 percent
 Banking system capital to assets 11.66 2020 percent
 Non-interest income to total income 34.10 2021 percent
 Lending interest rate 19.70 2025 percent
 Real interest rate 6.51 2024 percent
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