Maldives: Non-performing loans

* indicates monthly or quarterly data series
 Maldives

Non-performing loans as percent of all bank loans

 Latest value 5.69
 Year 2025
 Measure percent
 Data availability 2012 - 2025
 Average 12.49
 Min - Max 5.69 - 20.92
 Source The World Bank
 Available for Data download
The latest value from 2025 is 5.69 percent, a decline from 5.89 percent in 2024. In comparison, the world average is 3.64 percent, based on data from 88 countries. Historically, the average for the Maldives from 2012 to 2025 is 12.49 percent. The minimum value, 5.69 percent, was reached in 2025 while the maximum of 20.92 percent was recorded in 2012. See the global rankings for that indicator or use the country comparator to compare trends over time.
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* indicates monthly or quarterly data series
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 Recent values Maldives: Non-performing loans
 2025 5.69
 2024 5.89
 2023 8.34
 2022 9.41
 2021 12.59
 2020 18.80
 2019 11.63
 2018 11.56




The percent non-performing loans in the Maldives reflects the health of the banking system. A higher percent of such loans shows that banks have difficulty collecting interest and principal on their credits. That may lead to less profits for the banks in the Maldives and, possibly, bank closures.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 7.88 2020 interest rate points
 Bank cost to income ratio 27.57 2020 percent
 Non-performing loans 5.69 2025 percent
 Bank overhead cost 2.02 2020 percent
 Net interest margin 6.83 2020 percent
 Bank credit to deposits 57.68 2021 percent
 Regulatory capital to risk-weighted assets 46.35 2020 percent
 Return on assets 1.59 2020 percent
 Return on equity 6.95 2020 percent
 Banking system z-scores 14.79 2020 index points
 Liquid assets to deposits 30.73 2020 percent
 Banking system capital to assets 21.82 2020 percent
 Non-interest income to total income 24.41 2020 percent
 Lending interest rate 11.63 2025 percent
 Real interest rate 8.23 2024 percent
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