North Macedonia: Consumer credit

* indicates monthly or quarterly data series
The most recent value is 176.55 billion Macedonian Denar as of June 2026, an increase compared to the previous value of 174.58 billion Macedonian Denar. Historically, the average for North Macedonia from January 2009 to June 2026 is 104.45 billion Macedonian Denar. The minimum of 57.56 billion Macedonian Denar was recorded in February 2010, while the maximum of 176.55 billion Macedonian Denar was reached in June 2026. Click on the following link to see the values of: Consumer credit around the world.
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* indicates monthly or quarterly data series

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  • Measure: billion Macedonian Denar
  • Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
  • Source: National Bank of the Republic of Macedonia

Recent values North Macedonia: Consumer credit, billion currency units
2026  Jun 176.55
2026  May 174.58
2026  Apr 172.33
2026  Mar 170.97
2026  Feb 168.89
2026  Jan 168.05
2025  Dec 167.47
2025  Nov 166.79


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Other resources:

All indicators for North Macedonia

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Article: Are trade deficits bad for the economy?

Article: Sources of economic growth

Article: Currency values and investment returns

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 Related indicators Latest Reference Measure
 Inflation 4.1 2025 percent
 Exchange rate regimes 6 2023 index points
 USD exchange rate 53.4061 9/2026 Local Currency Units per USD
 Money supply (broad money) 389.62 6/2026 billion
 Consumer Price Index (CPI) 104.1300 8/2026 index points
 Inflation, monthly 0.81 8/2026 percent
 Inflation, annual 2.62 8/2026 percent
 Food and beverages inflation 6.70 4/2026 percent
 Alcohol and tobacco inflation 9.10 4/2026 percent
 Energy price inflation 8.70 4/2026 percent
 Transport services inflation 7.60 4/2026 percent
 Services inflation 4.30 4/2026 percent
 Information and communication inflation 2.80 4/2026 percent
 Restaurant and accommodation services inflation 4.60 4/2026 percent
 Health care inflation 2.40 4/2026 percent
 Education services inflation 1.80 4/2026 percent
 Clothing and footwear inflation 1.80 4/2026 percent
 Housing inflation 8.30 4/2026 percent
 Private sector credit 579.05 6/2026 billion
 Business credit 284.62 6/2026 billion
 Household credit 294.42 6/2026 billion
 Mortgage credit 117.87 6/2026 billion
 Consumer credit 176.55 6/2026 billion
 Deposit interest rate 2.62 6/2026 percent
 Business credit interest rate 4.35 6/2026 percent
 Mortgage credit interest rate 3.53 6/2026 percent
 Policy rate 4.25 8/2026 percent
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