Laos: Lending-deposit interest rate spread

* indicates monthly or quarterly data series
 Laos

Bank lending-deposit interest rate spread

 Latest value 19.61
 Year 2010
 Measure interest rate points
 Data availability 1991 - 2010
 Average 17.35
 Min - Max 2.50 - 25.00
 Source The International Monetary Fund
 Available for Data download
The latest value from 2010 is 19.61 interest rate points, a decline from 21.53 interest rate points in 2009. In comparison, the world average is 7.93 interest rate points, based on data from 112 countries. Historically, the average for Laos from 1991 to 2010 is 17.35 interest rate points. The minimum value, 2.5 interest rate points, was reached in 1991 while the maximum of 25 interest rate points was recorded in 2006. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values Laos: Lending-deposit interest rate spread
 2010 19.61
 2009 21.53
 2008 19.33
 2007 23.50
 2006 25.00
 2005 22.08
 2004 21.40
 2003 23.92




Definition: Difference between the lending rate and the deposit rate. The lending rate is the rate charged by banks on loans to the private sector and the deposit interest rate is the rate offered by commercial banks on three-month deposits.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 19.61 2010 interest rate points
 Bank cost to income ratio 74.68 2021 percent
 Bank overhead cost 1.03 2021 percent
 Net interest margin 0.77 2021 percent
 Bank credit to deposits 71.10 2010 percent
 Return on assets 0.31 2021 percent
 Return on equity 3.71 2021 percent
 Banking system z-scores 19.48 2021 index points
 Liquid assets to deposits 22.73 2021 percent
 Non-interest income to total income 55.54 2021 percent
 Lending interest rate 22.61 2010 percent
 Real interest rate 12.29 2010 percent
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