Iceland: Household credit
* indicates monthly or quarterly data series
The most recent value is 2332.3 billion Icelandic Krona as of June 2026, an increase compared to the previous value of 2322.59 billion Icelandic Krona. Historically, the average for Iceland from December 1997 to June 2026 is 912.59 billion Icelandic Krona. The minimum of 78.91 billion Icelandic Krona was recorded in December 1997, while the maximum of 2332.3 billion Icelandic Krona was reached in June 2026.
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* indicates monthly or quarterly data series
- Measure: billion Icelandic Krona
- Definition: Household credit includes credit extended by commercial banks and other deposit-taking institutions (excluding central banks) to households. Included are all credit institutions: domestic and foreign owned as well as private and public ones.
- Source: Central Bank of Iceland
| Recent values | Iceland: Household credit, billion currency units |
|---|---|
| 2026 Jun | 2332.3 |
| 2026 May | 2322.59 |
| 2026 Apr | 2303.74 |
| 2026 Mar | 2292.59 |
| 2026 Feb | 2271.8 |
| 2026 Jan | 2262.33 |
| 2025 Dec | 2256.83 |
| 2025 Nov | 2264.15 |
Download data from our database Other resources: All indicators for Iceland All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 4.1 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 120.8726 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 3,481.20 | 6/2026 | billion |
| Consumer Price Index (CPI) | 107.8800 | 8/2026 | index points |
| Inflation, monthly | 0.26 | 8/2026 | percent |
| Inflation, annual | 6.06 | 8/2026 | percent |
| Food and beverages inflation | 4.02 | 9/2026 | percent |
| Alcohol and tobacco inflation | 3.80 | 4/2026 | percent |
| Energy price inflation | -7.50 | 4/2026 | percent |
| Transport services inflation | 7.10 | 4/2026 | percent |
| Information and communication inflation | 3.60 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 3.60 | 4/2026 | percent |
| Health care inflation | 4.70 | 4/2026 | percent |
| Education services inflation | 4.40 | 4/2026 | percent |
| Clothing and footwear inflation | 4.40 | 4/2026 | percent |
| Housing inflation | 8.80 | 4/2026 | percent |
| Private sector credit | 4,554.14 | 6/2026 | billion |
| Business credit | 2,221.83 | 6/2026 | billion |
| Household credit | 2,332.30 | 6/2026 | billion |
| Mortgage credit | 2,056.03 | 6/2026 | billion |
| Consumer credit | 276.27 | 6/2026 | billion |
| Deposit interest rate | 0.90 | 6/2026 | percent |
| Policy rate | 8.00 | 8/2026 | percent |