Haiti: Real interest rate

* indicates monthly or quarterly data series
 Haiti

Real interest rate: Bank lending rate minus inflation

 Latest value -15.91
 Year 2025
 Measure percent
 Data availability 1994 - 2025
 Average -0.12
 Min - Max -39.13 - 18.22
 Source The International Monetary Fund
 Available for Data download
The latest value from 2025 is -15.91 percent, a decline from -6.52 percent in 2024. In comparison, the world average is 5.78 percent, based on data from 64 countries. Historically, the average for Haiti from 1994 to 2025 is -0.12 percent. The minimum value, -39.13 percent, was reached in 2000 while the maximum of 18.22 percent was recorded in 2007. See the global rankings for that indicator or use the country comparator to compare trends over time.
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 Recent values Haiti: Real interest rate
 2025 -15.91
 2024 -6.52
 2023 -12.53
 2022 -13.03
 2021 -4.16
 2020 -3.41
 2019 -4.74
 2018 6.16




Definition: An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.

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 Related indicators Latest Reference Measure
 Lending-deposit interest rate spread 6.23 2019 interest rate points
 Bank cost to income ratio 55.41 2021 percent
 Bank overhead cost 2.72 2021 percent
 Net interest margin 3.95 2021 percent
 Bank credit to deposits 33.27 2021 percent
 Return on assets 1.80 2021 percent
 Return on equity 21.23 2021 percent
 Banking system z-scores 11.55 2021 index points
 Liquid assets to deposits 51.42 2021 percent
 Non-interest income to total income 56.21 2021 percent
 Lending interest rate 13.01 2025 percent
 Real interest rate -15.91 2025 percent
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