Ghana: Deposit interest rate
* indicates monthly or quarterly data series
The most recent value is 10.5 percent as of March 2026, no change compared to the previous value of 10.5 percent. Historically, the average for Ghana from November 2015 to March 2026 is 12.32 percent. The minimum of 10.13 percent was recorded in July 2020, while the maximum of 15.9 percent was reached in December 2016.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The deposit interest rate is the average interest rate on one year term deposits offered by the commercial banks to the household sector.
- Source: Bank of Ghana
| Recent values | Ghana: Bank deposit interest rate, percent |
|---|---|
| 2026  Mar | 10.5 |
| 2026  Feb | 10.5 |
| 2026  Jan | 10.5 |
| 2025  Dec | 10.5 |
| 2025  Nov | 10.5 |
| 2025  Oct | 10.5 |
| 2025  Sep | 10.5 |
| 2025  Aug | 11 |
Download data from our database Other resources: All indicators for Ghana All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 14.2 | 2025 | percent |
| Exchange rate regimes | 5 | 2023 | index points |
| USD exchange rate | 11.6830 | 10/2026 | Local Currency Units per USD |
| Money supply (broad money) | 406.12 | 3/2026 | billion |
| Consumer Price Index (CPI) | 270.8415 | 6/2026 | index points |
| Inflation, monthly | 0.25 | 6/2026 | percent |
| Inflation, annual | 5.26 | 6/2026 | percent |
| Private sector credit | 113.74 | 3/2026 | billion |
| Deposit interest rate | 10.50 | 3/2026 | percent |