Ghana: Banking system concentration
* indicates monthly or quarterly data series
| Ghana |
Bank concentration: percent of bank assets held by top three banks |
|---|---|
| Latest value | 32.84 |
| Year | 2021 |
| Measure | percent |
| Data availability | 2005 - 2021 |
| Average | 45.05 |
| Min - Max | 29.11 - 99.71 |
| Source | Bankscope |
| Available for | Data download |
The latest value from 2021 is 32.84 percent, an increase from 32.7 percent in 2020. In comparison, the world average is 67.43 percent, based on data from 135 countries. Historically, the average for Ghana from 2005 to 2021 is 45.05 percent. The minimum value, 29.11 percent, was reached in 2016 while the maximum of 99.71 percent was recorded in 2005.
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* indicates monthly or quarterly data series
| Recent values | Ghana: Banking system concentration |
|---|---|
| 2021 | 32.84 |
| 2020 | 32.70 |
| 2019 | 31.70 |
| 2018 | 32.39 |
| 2017 | 34.72 |
| 2016 | 29.11 |
| 2015 | 29.31 |
| 2014 | 32.52 |
Definition: Raw data are from Bankscope. (Sum(data2025) for three largest banks in Bankscope) / (Sum(data2025) for all banks in Bankscope). Only reported if number of banks in Bankscope is 3 or more. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.
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|---|---|---|---|
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| Percent people with credit cards | 0.87 | 2021 | percent |
| Percent people with debit cards | 17.39 | 2021 | percent |
| Domestic credit to the private sector | 13.17 | 2020 | percent |
| Bank credit to the private sector | 8.23 | 2024 | percent |
| Liquid liabilities, percent of GDP | 29.58 | 2021 | percent |
| Bank assets to GDP | 28.25 | 2021 | percent |
| Financial system deposits, percent of GDP | 23.93 | 2021 | percent |
| Bank credit to government | 15.88 | 2020 | percent |
| Banking system concentration | 32.84 | 2021 | percent |
| Percent people with bank accounts | 39.20 | 2021 | percent |