Euro area: Consumer credit
* indicates monthly or quarterly data series
The most recent value is 1515.22 billion Euro as of June 2026, an increase compared to the previous value of 1505.68 billion Euro. Historically, the average for Euro area from September 1997 to June 2026 is 1333.89 billion Euro. The minimum of 904.16 billion Euro was recorded in September 1997, while the maximum of 1515.22 billion Euro was reached in June 2026.
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* indicates monthly or quarterly data series
- Measure: billion Euro
- Definition: Loans provided by commercial banks to households and individuals for the purchase of goods and services, excluding real estate. In billion local currency units.
- Source: European Central Bank
| Recent values | Euro area: Consumer credit, billion currency units |
|---|---|
| 2026 Jun | 1515.22 |
| 2026 May | 1505.68 |
| 2026 Apr | 1503.39 |
| 2026 Mar | 1512.41 |
| 2026 Feb | 1505.25 |
| 2026 Jan | 1504.77 |
| 2025 Dec | 1498.55 |
| 2025 Nov | 1507.12 |
Download data from our database Other resources: All indicators for Euro area All indicators on the website Article: Are trade deficits bad for the economy? Article: Sources of economic growth Article: Currency values and investment returns All articles
| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| USD exchange rate | 0.8689 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 16,411.01 | 6/2026 | billion |
| Consumer Price Index (CPI) | 104.3000 | 9/2026 | index points |
| Inflation, monthly | 0.59 | 9/2026 | percent |
| Inflation, annual | 3.76 | 9/2026 | percent |
| Alcohol and tobacco inflation | 3.40 | Q2/2026 | percent |
| Transport services inflation | 6.80 | Q2/2026 | percent |
| Services inflation | 3.00 | Q2/2026 | percent |
| Housing inflation | 2.70 | Q2/2026 | percent |
| Private sector credit | 12,705.44 | 6/2026 | billion |
| Business credit | 5,480.30 | 6/2026 | billion |
| Household credit | 7,225.14 | 6/2026 | billion |
| Mortgage credit | 5,709.91 | 6/2026 | billion |
| Consumer credit | 1,515.22 | 6/2026 | billion |
| Deposit interest rate | 2.03 | 6/2026 | percent |
| Business credit interest rate | 3.32 | 12/2025 | percent |
| Mortgage credit interest rate | 2.42 | 12/2025 | percent |
| Policy rate | 2.25 | 8/2026 | percent |