Croatia: Mortgage credit interest rate
* indicates monthly or quarterly data series
The most recent value is 3.02 percent as of May 2026, no change compared to the previous value of 3.02 percent. Historically, the average for Croatia from December 2011 to May 2026 is 4.27 percent. The minimum of 2.85 percent was recorded in June 2023, while the maximum of 6.14 percent was reached in December 2011.
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* indicates monthly or quarterly data series
- Measure: percent
- Definition: The mortgage credit interest rate is the average interest rate on mortgage loan products offered to individuals and households by the commercial banks in the country. The mortgage credit is a loan used to finance the purchase of real estate.
- Source: Croatian National Bank
| Recent values | Croatia: Mortgage credit interest rate, percent |
|---|---|
| 2026 May | 3.02 |
| 2026 Apr | 3.02 |
| 2026 Mar | 3.03 |
| 2026 Feb | 3.03 |
| 2026 Jan | 3.03 |
| 2025 Dec | 3.04 |
| 2025 Nov | 3.04 |
| 2025 Oct | 3.04 |
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Inflation | 3.7 | 2025 | percent |
| Exchange rate regimes | 7 | 2023 | index points |
| USD exchange rate | 0.8689 | 9/2026 | Local Currency Units per USD |
| Money supply (broad money) | 73.44 | 5/2026 | billion |
| Consumer Price Index (CPI) | 105.4300 | 9/2026 | index points |
| Inflation, monthly | 0.05 | 9/2026 | percent |
| Inflation, annual | 4.34 | 9/2026 | percent |
| Food and beverages inflation | 2.90 | 4/2026 | percent |
| Alcohol and tobacco inflation | 6.10 | 4/2026 | percent |
| Energy price inflation | 17.50 | 4/2026 | percent |
| Transport services inflation | 10.70 | 4/2026 | percent |
| Services inflation | 7.30 | 4/2026 | percent |
| Information and communication inflation | 1.60 | 4/2026 | percent |
| Restaurant and accommodation services inflation | 6.50 | 4/2026 | percent |
| Health care inflation | 4.30 | 4/2026 | percent |
| Education services inflation | -1.40 | 4/2026 | percent |
| Clothing and footwear inflation | -1.40 | 4/2026 | percent |
| Housing inflation | 39.50 | 4/2026 | percent |
| Private sector credit | 47.32 | 5/2026 | billion |
| Business credit | 18.64 | 5/2026 | billion |
| Household credit | 28.67 | 5/2026 | billion |
| Mortgage credit | 14.39 | 5/2026 | billion |
| Consumer credit | 14.28 | 5/2026 | billion |
| Deposit interest rate | 1.53 | 5/2026 | percent |
| Business credit interest rate | 3.62 | 5/2026 | percent |
| Mortgage credit interest rate | 3.02 | 5/2026 | percent |
| Policy rate | 0.00 | 7/2022 | percent |