Argentina: Real interest rate
* indicates monthly or quarterly data series
| Argentina |
Real interest rate: Bank lending rate minus inflation |
|---|---|
| Latest value | 4.98 |
| Year | 2025 |
| Measure | percent |
| Data availability | 2010 - 2025 |
| Average | -7.53 |
| Min - Max | -47.43 - 12.10 |
| Source | The International Monetary Fund |
| Available for | Data download |
The latest value from 2025 is 4.98 percent, an increase from -47.43 percent in 2024. In comparison, the world average is 5.78 percent, based on data from 64 countries. Historically, the average for Argentina from 2010 to 2025 is -7.53 percent. The minimum value, -47.43 percent, was reached in 2024 while the maximum of 12.1 percent was recorded in 2019.
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* indicates monthly or quarterly data series
| Recent values | Argentina: Real interest rate |
|---|---|
| 2025 | 4.98 |
| 2024 | -47.43 |
| 2023 | -17.25 |
| 2022 | -9.82 |
| 2021 | -11.86 |
| 2020 | -7.64 |
| 2019 | 12.10 |
| 2018 | 4.56 |
Definition: An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.
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| Related indicators | Latest | Reference | Measure |
|---|---|---|---|
| Lending-deposit interest rate spread | 0.07 | 2020 | interest rate points |
| Bank cost to income ratio | 54.15 | 2021 | percent |
| Non-performing loans | 5.29 | 2025 | percent |
| Bank overhead cost | 7.20 | 2021 | percent |
| Net interest margin | 10.44 | 2021 | percent |
| Bank credit to deposits | 70.42 | 2017 | percent |
| Regulatory capital to risk-weighted assets | 23.78 | 2020 | percent |
| Return on assets | 2.05 | 2021 | percent |
| Return on equity | 12.77 | 2021 | percent |
| Banking system z-scores | 9.08 | 2021 | index points |
| Liquid assets to deposits | 34.43 | 2014 | percent |
| Banking system capital to assets | 15.50 | 2020 | percent |
| Non-interest income to total income | 38.89 | 2021 | percent |
| Lending interest rate | 46.02 | 2025 | percent |
| Real interest rate | 4.98 | 2025 | percent |